01
Accident & Illness
For the unexpected: the big, scary vet visits.
- Accidental injuries, including to permanent teeth
- Illnesses, including cancer, influenza and kennel cough
- Alternative medicine
- Behavioral therapy
- Hereditary and congenital conditions
- Swallowing a foreign object (up to two treatments per policy year)
- Euthanasia or anesthesia
- Cremation and burial expenses
- Accidental death
02
Accidents, Illness & Wellness
Everything in Accident & Illness, plus set amounts for routine care. These are not subject to the deductible or annual maximum.
Wellness
- Routine dental cleaning
- $100
- Routine physical exam
- $50
- Fecal exam
- $25*
- Intestinal deworming
- $25
- Heartworm test
- $25*
Preventive care
- Flea and tick prevention
- $50
- Prescribed medication
- $50
- Dietary food and vitamin supplements
- $50
- Vitamin boosters and vaccinations
- $50
*Twice a year, up to $50 a year.
Make it fit your budget.
Choose each of these when you get your quote.
- Reimbursement
- 70%, 80% or 90%
- Deductible
- $250, $500 or $1k
- Annual maximum
- $5k, $10k or $15k
Who can sign up: dogs and cats 8 weeks or older, whether or not you have other coverage with Liberty Mutual. New policies are not available for dogs over 13 or cats over 15; a policy started before then can be renewed for the life of your pet, at Liberty Mutual's discretion, as long as coverage stays in force.
Waiting period: 14 days for all coverages.
Pre-existing conditions, cosmetic procedures and costs tied to breeding or pregnancy are not covered. Waiting periods, deductibles, benefit limits and exclusions may apply. Wellness reimbursements follow a schedule. Products, rates and discounts may vary by state and are subject to change. Coverage is provided by Liberty Mutual.